News, Vision and Voice for
the Advisory Community
401(k) stories sponsored by:

401(k) Stories


About the 401(k) Stories section:

The days when RIAs were the outsiders at the 401(k) party are fast coming to a close. What's new is that the mass of 401(k) assets is getting critical at about $3 trillion; fiduciary advisors are getting appreciated; fat fees and questionable kickbacks are getting exposed and stepping out of line is getting dicier as the Department of Labor tightens the regulatory screws.

The old reasons why the 401(k) business is attractive are still in place: there are fresh assets pouring in every month and when employees leave jobs or retire, they produce rollovers that build up IRA accounts for financial advisors. The drawbacks of getting into the 401(k) business are still in place, too. Dealing with retirement assets is really a second line of business and it remains -- unless you overcharge with hidden fees -- a low margin business with high potential fiduciary liabilities.

Still, the outsourcers, infrastructure and accumulated knowledge for RIAs to capitalize on is growing daily and a the mega-shift of assets away from brokers is making the 401(k) business riskier and riskier -- to ignore.

Schwab fesses up to Wall Street just how hard winning plan sponsors to its 401(k) ETF platform will be


Why some pension experts believe CalPERs got 'nothing' out of paying Towers Watson $275,000 to define its 'beliefs'


In red-hot 403(b) market, TIAA-CREF hires hundreds of advisors after RIAs, and Fidelity, pose new threats


How an LPL-owned 401(k) afterthought zoomed from $6.5 billion to $10 billion with help from reps -- and thinking big


How the future of the 401(k) industry may hinge on the outcome of a lawsuit brought by Fidelity employees against their own company


Why the whiff of another delay of Schwab's ETF-only 401(k) plan is drawing so much attention


Unfazed by its misfire, BlackRock is taking a second shot at the 401(k) market, this time with a whiter hat


What I learned from the CalPERS meeting in which the 10 Beliefs were unveiled -- and why I came away mystified


Financial Engines more than doubles its share price by defining a niche in the 401(k) market between target date funds and RIAs




An
Exclusive Webinar Video

Answering the Rarely-Answered Questions of Becoming an RIA

brought to you by Play

Browse All Archives


2014


    April
    March
    February
    January

2013


    December
    November
    October
    September
    August
    July
    June
    May
    April
    March
    February
    January

2012


    December
    November
    October
    September
    August
    July
    June
    May
    April
    March
    February
    January

2011


    December
    November
    October
    September
    August
    July
    June
    May
    April
    March
    February
    January

2010


    December
    November
    October
    September
    August
    July
    June
    May
    April
    March
    February
    January

2009


    December
    November
    October
    September
    August

Most Emailed Stories »

Fidelity's alt investments brain trust: 'It used to be three guys and a dog in Greenwich.'
33 shares
Fidelity, Goldman Sachs and Morningstar call 16 top reporters to New York to define the RIA alts problem -- and to explain how their Dream Team solves it

Bill Morrissey epitomizes LPL's ability to grow rapidly.
12 shares
What Derek Bruton's replacement may say about the departure that still has people shocked

Mike Alfred: If you're hoarding all of this data and won't help wholesalers to help everyone get better they won't work with you.
9 shares
BrightScope sees sales soar as formerly adversarial big 401(k) companies buy data about their own business

Derek Bruton: It allowed me to step back and look at all I had accomplished to date and where I wanted to go from here.  In the short term, I will be taking some time to prioritize and recharge.
1 shares
What is the story with Derek Bruton's sudden LPL departure?

Ned Johnson is pitching his fund brethren on a trading club concept.
1 shares
In wake of high frequency trading hoopla, Fidelity Investments is designing 'Sakura' to secure better trades for its 'shareholders'

sponsored by:

Get the RIABiz Today
Email Alert »