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![Joe Goldberg: [A Facebook employee] told me, 'I've met with Goldman, Merrill and Morgan and no one has given me a reason to pay them a dime.'](http://images1.riabiz.com/i/15500816/t)
![Dan Arnold: Now that our footprint's in place [we're] moving into the third phase of our strategy in 2013.](http://images5.riabiz.com/i/21748903/t "Dan Arnold: Now that our footprint's in place [we're] moving into the third phase of our strategy in 2013.")
